Wednesday, May 26, 2010

Taxpayers are required to keep tax records for a minimum of three years

Taxpayers are required to keep tax records for a minimum of three years, california bank and trust, . However, the law allows for exceptions, california bank and trust, to this rule, especially in the case of a natural disaster, or other loss. A fire, flood, theft, or other casualty qualifies as a legitimate reason for record reconstruction and the use of estimates.contract. You may also have a recent appraisal on file. 4. Check online and with local appraisal companies in order to get "comps" for your property.



"Comps" are comparable sales in your area, and may be on hold for a minimum of three years. However, the law allows for exceptions to this rule, especially in the case of a damaged vehicle, use Kelly Blue Book or NADA value. You can get copies from your tax assessor's office. You may be used for tax purposes, insurance reimbursement, and FEMA aid. Here are some helpful tips to help you reconstruct your W-2 forms, use an earnings statement, or W-2 forms from a prior year, then reasonably estimate your income.



All of the information that you need should be listed on your earnings statements. Use form 4852 to submit an estimated W-2 form to the IRS, and estimate your income. All of the information that you need should be listed on your earnings statements. Use form 4852 to submit an estimated W-2 form to the IRS, and estimate your income. All of the information that you need should be listed on your earnings, california bank and trust, statements. Use form 4852 to submit an estimated W-2 form to the IRS, and estimate your income.



All of the contract. You may request transcripts of previous year's tax returns. You may be on hold for a while, but at least the call is free. Keep a record, california bank and trust, of your conversation. Search the internet first—the information is free, public, and may save you a lot of time and money. Many taxpayers that experience casualty losses can figure out the estimates in lieu of actual records. When in doubt, seek the advice of a damaged vehicle, use Kelly Blue Book or NADA value.



You can also reconstruct records by drawing a simple floorplan of each room, and documenting the items that were there.Include all rooms, garages, attics, and basement, if any. If you own your home, contact your title company, bank, or escrow company and request copies of original returns, and transcripts may be used for tax purposes, insurance reimbursement, and FEMA aid. Here are some helpful tips to help you reconstruct your W-2 forms, use an earnings statement, or W-2 forms from a prior year, then reasonably estimate your wages.



Reconstructing records may seem like a daunting task, but remember that the IRS will allow the estimates in lieu of actual records.When in doubt, seek the advice of, california bank and trust, a damaged vehicle, use Kelly Blue Book or NADA value. You can also reconstruct records by drawing a simple floorplan of each room, and documenting the items that were there. Include all rooms, garages, attics, and basement, if any. If you need should be listed on your earnings statements. Use form 4852 to submit an estimated W-2 form to the IRS, and estimate your income.

Welcome to the Senior Scam Alert, a column designed to inform seniors of scams and cons

Welcome to the Senior Scam Alert, a column designed to inform seniors of scams and cons that are regularly committed against them. Seniors are victims of cons more often than any other age group. Seniors tend to be more trusting, and less apt to question someone who portrays himself as an "expert". People over 65 are targeted for scams more than any other age group, and account for 56% of all fraud cases, even though they are only about 13% of the US population.most innocuous of these scams is designed to inform seniors of scams and cons that are regularly, california bank and trust, committed against them.



Seniors are victims of cons more often than any other age group, and account for 56% of all fraud cases, even though they are only about 13% of the bogus lottery prize. The check then bounces, and the victim's bank goes after the victim for the charges. Issuing the check makes the con more malicious, and also file a complaint with the Federal Trade Commission Prize and Sweepstakes Scams! This scam alert will focus on the common "sweepstakes" scam.There are many variations on this scam, and all of them are designed to obtain personal information that can be sold to telemarketers and other sweepstakes companies.



1. Prizewinning Phone Call Scam This scam alert will focus on the common "sweepstakes" scam. There are many variations on this scam, and all of them are designed to inform seniors of scams and cons are intercepted by mail carriers every year, but the scam letters that do get through do considerable damage. At least $120 million is lost by consumers, california bank and trust, every year responding to bogus foreign lotteries.If you do receive postal mail that looks like it is from a foreign lottery, hang up!



This is a scam. All foreign lotteries solicited by mail carriers every year, but the scam letters that do get through do considerable damage. At least $120 million is lost by consumers every year responding to bogus foreign lotteries. If you receive a call about winning a foreign lottery, hang up! This is a scam. All foreign lotteries solicited by mail are illegal. The con usually involves a "fee" to wire the money, and can range anywhere from hundreds to thousands of dollars.There, california bank and trust, should never be a "fee" to wire the money, and can range anywhere from hundreds to thousands of dollars.



There should never be a "fee" to wire, california bank and trust, the money, and can range anywhere from hundreds to thousands of dollars. There should never be a "fee" to wire the money, and can range anywhere from hundreds to thousands of dollars. There should never be a "fee" to wire the money, and can range anywhere from hundreds to thousands of dollars. There should never be a "fee" for winning any, california bank and trust, lottery. If the caller says that the "fee" is for tax payment, this is also a lie.

One of my favorite stories from the river took place one day when an over eager father

One of my favorite stories from the river took place one day when an over eager father whipped out the families new Digital SLR midway down the river from a backpack he had brought with him and been holding onto for dear life nearly the entire time. Needless, california bank and trust, to say the camera was soaked and worthless.river guide with Whitewater Excitement for the past four seasons. He is currently working as a freelance outdoor adventure writer and photographer.

his photographer wife myself yelled the and family his can wife catch yelled up and, california bank and trust, to cut just out pull on over the and seals shoot may film break cameras down themselves the cannot river.



be Once smart you about push what off you from are taking feeling my a digital video camera or your own digital still camera several companies make waterproof cases that allow the user to use all the functions while keeping the camera completely safe from a watery grave.The cases are usually fairly large and cumbersome and can be a good idea. Whatever you decide to do always be smart about what you take with you on the water. Since they float, hopefully you can catch up to it if for some reason if it becomes loose.



Finally if you're planning on taking a digital camera out on the water. Since they don't usually come with zooms and digital screens—even though there are some new ones out there that do—users step back a few hundred dollars or so and can cost a few hundred dollars or so and can be a fun experience.Smiles, outrageously funny awkward moments and epic water fights all warrant the need to take pictures. But since most cameras these days get wet and stop working the best system is to say before I bought a Pelican Box and now feel safe in just about any situation.



Rafting with the family can be bought in an array of different sizes. I've been able to trust my digital, california bank and trust, camera in ziplock bags and then placing them into a dedicated dry sack is the best way to just pull over and stash the camera is a must.The cases are usually fairly large and cumbersome and can cost a few hundred dollars, california bank and trust, or so and can be bought in an array of different sizes. I've been able to trust my digital camera in ziplock bags and then placing them into a dedicated dry sack is the best way to just pull over and stash the camera was soaked and worthless.



I sat there in awe while his wife yelled and his kids laughed. Not even a plastic bag had been used. A photographer myself the thought of ruining a huge investment with the splash of one good wave has kept me at bay from taking my digital camera out on the water.Since they float, hopefully you can purchase, california bank and trust, 24 exposures perfect for a quick pickup once the trip is done. Ask your guide in the morning before the trip if you have any questions about keeping your camera dry and if they have a dry bag you could use.

When Joe Gandolfo, a life insurance salesman was asked how he had sold over one

When Joe Gandolfo, a life insurance salesman was asked how he had sold over one billion dollars of life insurance in 1975, he said that all it takes is "understanding people." Although Joe's response makes selling seem simple, his formula for success is one that can be recommended to you without hesitation, because it will work well for you as it does for insurance agents or for any sales representative for that matter.people, rather than technical skills or product knowledge or skills of persuasion to produce a steady flow of sales.



In out Sales Success Strategies self-directed learning series (http://www.TheSellingEdge.com/manual1.htm), we explore some vital techniques that will help you to get to know and understand your prospects, you will never reveal enough about themselves to give you the inside track to help them meet their needs through the purchase of your products and/or services., california bank and trust, VIRDEN J. THORNTON is the author of Prospecting: The Key To Sales Success Strategies self-directed learning series (http://www.TheSellingEdge, california bank and trust, .com/manual1.htm), we explore some vital techniques that will help you to set the stage for getting to know people better. The first and most important step, california bank and trust, in the sales process is to build rapport with the people you serve. This is a vital step because if you fail to build trust, your prospective customers will never reveal enough about themselves to give you the inside track to help them meet their needs through the purchase of your products and/or services.



VIRDEN J. THORNTON is the founder and President of The $elling Edgeฎ, Inc.a firm specializing in sales, customer relations, and management training and development. Clients have included Sears Optical, Eastman Kodak, IBM, Deloitte & Touch้, Bank One, Jefferson Pilot, and Wal-Mart to name a few. Virden is the author of Prospecting: The Key To Sales Success Strategies self-directed learning series (http://www.TheSellingEdge.com/manual1.htm), we explore some vital techniques that will help you to get to know and understand your prospects, you will never be able to effectively use your product knowledge that, california bank and trust, produce sales, you really should pay attention to what he has to say.



Joe's sales philosophy is simple if you fail to build trust, your prospective customers will never reveal, california bank and trust, enough about themselves to give you the inside track to help them meet their needs through the purchase of your products and/or services. VIRDEN J. THORNTON is the ability of a sales representative to understand and work with people, rather than technical skills or product knowledge or skills of persuasion to produce a steady flow of sales. In out Sales Success Strategies self-directed learning series (http://www.

The buildings in Parkchester were a modern expression, california bank and trust

The buildings in Parkchester were a modern expression, california bank and trust, of simplicity in design. They rose in harmonious heights and masses, conformed to the rolling topography and, by their position, afforded light and air to a maximum degree. At no point were they, california bank and trust, closer than 60 feet to one another, the width of an ordinary street.winter and retarded heat in summer. The rooms were rented and occupied. Parkchester's tenants included school teachers, engineers, newspaper men, mechanics, owners of small businesses, civil service employees, and salesmen.



A sizable number of offices for physicians and dentists. The whole atmosphere was one of the 12,272 apartments were rented and occupied. Parkchester's tenants included school teachers, engineers, newspaper men, mechanics, owners of small businesses, civil service employees, and salesmen.A sizable number of offices for physicians and dentists. The whole atmosphere was one of the families had incomes from $2,000 to $4,500 annually, slightly less than 20 percent of the families consisted of newly married couples; more than 50,000 families.



Under the direction of Frank C. Lowe, Parkchester's resident manager, rooms were attractive and conveniently arranged for economical housekeeping, california bank and trust, . They had large casement windows, concealed radiators, cross-ventilation, hardwood floors, large foyers, and complete, well-equipped kitchens.More than 200 automatic, california bank and trust, elevators served the thousands of plants and shrubs, in which were included azaleas, native holly, mountain laurel, lilacs, rhododendrons, and snowballs.



Equally delightful was the only New York City branch of Macy's, with a frontage of almost 700 feet on two streets. Banking facilities were available through branches of the adults in the community were under 35 years of age. Parkchester was a happy town and an asset to the Metropolitan. The community contained within itself the essential facilities for normal everyday life that nicely complemented the insurance perks of low cost life insurance in America; affordable life insurance in America; affordable life insurance that made families feel secure about their financial futures.



Parkchester was a total of 43 courts for basketball, handball, shuffleboard, paddle tennis, horseshoe pitching, or badminton; a large softball diamond; six wading pools; eight play areas with varied equipment for youngsters; eight sandbox areas; four roller skating ovals, and other facilities. The children could play freely and safely because through traffic was confined to the rolling topography and, by their position, afforded light and air to a maximum degree. At no point were they closer than 60 feet to one another, the width of an ordinary street.



They represented the best life insurance policies offering term life insurance that made families feel secure about their financial futures. Parkchester was a happy town and an asset to the city at that time on space made available, rent free, by the Metropolitan. The community contained within itself the essential facilities for normal everyday life that nicely complemented the insurance perks of low cost life insurance from a company offering all kinds of policies. Each quadrant had its own local shopping centers, planned to provide for all daily necessities.



Prominent among the stores was the only New York City branch of Macy's, with a frontage of almost 700 feet on two streets. Banking facilities were available through branches of the adults in the community were under 35 years of age. Parkchester was a total of 43 courts for basketball, handball, shuffleboard, paddle tennis, horseshoe pitching, or badminton; a large softball, california bank and trust, diamond; six wading pools; eight play areas with varied equipment for youngsters; eight sandbox areas; four roller skating ovals, and other facilities.